Pack or skip
Packable down jacket for Panama City in July
Verdict
Skip it
Lows around 74°F — you'll never reach for it.
Why
Panama City in July averages highs of 91°F, lows of 74°F, 14 rainy days.
That climate means a packable down jacket isn't pulling its weight. Lows around 74°F — you'll never reach for it.