Pack or skip
Winter coat for Indianapolis in February
Verdict
Pack it
Average lows dip to 24°F — a real winter coat, not a jacket.
Why
Indianapolis in February averages highs of 41°F, lows of 24°F, 9 rainy days.
That climate means a winter coat earns its space in the bag. Average lows dip to 24°F — a real winter coat, not a jacket.