Will I be cold?
Will I be cold in Panama City in November?
Verdict
Maybe — Chilly at times.
Lows near 52°F — cool mornings and evenings, comfortable afternoons.
Day vs. night
Day
71°F
Comfortable
A T-shirt and a light overshirt is enough.
Night
52°F
Cool
You'll want a warm layer after sunset — not a heavy coat.
Why
Panama City in November averages highs of 71°F, lows of 52°F, 6 rainy days.
Layering wins here. A packable puffer plus a base layer handles the cool end without overheating in the middle of the day.
See a full outfit plan for chilly evenings →
Panama City in November outfit ideas from ForecastStyle.
Nearby months
Packing pointers
Best shoes
Boots & insulated picks for Panama City in November →