Will I be cold?
Will I be cold in Toronto in January?
Verdict
Yes — Yes, cold.
Lows drop to 16°F on average — noticeably cold, especially after sundown.
Day vs. night
Day
28°F
Freezing
Even the sunny hours stay near or below freezing.
Night
16°F
Freezing
Deep freeze after sunset — every exposed step counts.
Why
Toronto in January averages highs of 28°F, lows of 16°F, 14 rainy days.
Plan for real winter kit — an insulated coat, warm hat, and gloves rather than a light jacket.