Will I be cold?
Will I be cold in Toronto in July?
Verdict
No — No, comfortable.
Lows stay near 63°F — you won't be reaching for the puffer.
Day vs. night
Day
79°F
Warm
Breathable fabrics; sunscreen matters more than a jacket.
Night
63°F
Comfortable
Comfortable outside without an extra layer.
Why
Toronto in July averages highs of 79°F, lows of 63°F, 9 rainy days.
You can pack for the daytime temps and not worry about the evening dip.