Pack or skip
Packable down jacket for Panama City in January
Verdict
Pack it
Lows around 42°F — the packable puffer covers 90% of layering needs.
Why
Panama City in January averages highs of 62°F, lows of 42°F, 9 rainy days.
That climate means a packable down jacket earns its space in the bag. Lows around 42°F — the packable puffer covers 90% of layering needs.