Pack or skip
Sunscreen for Panama City in November
Verdict
Pack it
Sun still finds you at 71°F — UV doesn't care about temperature.
Why
Panama City in November averages highs of 71°F, lows of 52°F, 6 rainy days.
That climate means sunscreen earns its space in the bag. Sun still finds you at 71°F — UV doesn't care about temperature.