Pack or skip
Sunscreen for Panama City in December
Verdict
Pack it
Sun still finds you at 64°F — UV doesn't care about temperature.
Why
Panama City in December averages highs of 64°F, lows of 44°F, 8 rainy days.
That climate means sunscreen earns its space in the bag. Sun still finds you at 64°F — UV doesn't care about temperature.