Sporty
Off-Duty Track Edit
Flatters smaller busts
A black oversized graphic tee at 60°F makes the gym-to-street transition look deliberate. Black biker shorts keep the silhouette sharp from the waist down.
What to Wear in Panama City in December
December in Panama City brings the Florida Panhandle's cool winter season, with highs averaging 64°F and lows near 44°F — a medium-weight jacket and light layers handle the gap between cool mornings and mild afternoons along the Gulf Coast beaches and St. Andrews State Park. About 8 rainy days fall in December, often as cold front-driven rain rather than summer's Gulf thunderstorms. The Emerald Coast's beaches are quiet, clear, and beautiful in December for visitors who don't require warm swimming temperatures.
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Full December packing list for Panama City →
Checklist of clothes, shoes, and gear — separate from these outfit ideas.
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Hotels in Panama City
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Dates prefilled: Dec 1–42 guests
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What to wear
top / Long-Sleeve Top
fitted long-sleeve
lightweight layer for mild temps
bottom / Jeans
straight-leg
chinos for a slightly smarter look
footwear / Sneakers
classic sneakers
cushioned for all-day city walking
Based on typical December conditions in Panama City. Weather varies year to year — check the live forecast when you're within two weeks of your trip.
Panama City's December swaps the summer's crowded beach scene for a quieter, cooler character. The Gulf water temperature drops to around 65°F — cool for swimming but not prohibitive in a wetsuit — and the emerald-green water is remarkably clear with the summer's algae and beach traffic gone. Highs average 64°F with lows near 44°F, and the 20°F daily swing from cool mornings to mild afternoons defines the outdoor experience. St. Andrews State Park's shell-rich beaches and the St. Andrews Bay waterfront are at their most atmospheric and uncrowded. The local style tendency in December blends coastal casual with actual seasonal awareness — light jeans and a medium-weight jacket or flannel for morning beach walks, transitioning to lighter layers as the afternoon warms. About 8 rainy days come from cold fronts rather than summer's Gulf thunderstorms; the rain tends to be cooler and more sustained. A water-resistant layer is worth packing for the frequent overcast days that accompany cold front passages.
Curated Looks
Casual
Breton Standard
At 55–64°F the Breton stripe does the heavy lifting — dark indigo ankle jeans and raffia mules do the rest. A canvas tote keeps it honest.
Formal
Ivory Blouse and Camel
An ivory silk-look blouse tucked into camel tailored trousers is the mild-day formal look stripped to its essentials. Black Chelsea boots and a mini bag close it with precision.
Sporty
Graphic Tee Leggings
A black oversized graphic tee with high-rise leggings and ballet flats is the mild-clear sporty look that doesn't read as gym wear. A black canvas tote carries the rest of the day.
Business Casual
Blue Linen Wide-Leg
A blue linen collarless blouse over cream linen wide-leg trousers with a black belt is the mild-weather office look that breathes. White sneakers keep it from becoming too stiff.
Cute
Blush Wrap Satin Skirt
A blush wrap blouse over a black satin mini skirt is an effortlessly feminine mild-day combination. A camel bucket hat pulls it together without trying.
Cozy
Open Cardigan Slide Day
A black open-front cardigan over fleece leggings and espadrilles on a mild day doesn't try too hard. The grey scarf adds the only texture.
Chic
Striped Cardigan Leather
A navy striped cardigan over a brown faux-leather midi skirt and patent thigh-high boots on a mild clear day is quietly editorial. The structured bucket bag is the only accessory it needs.
Other Months in Panama City
Frequently Asked Questions
What should I wear in Panama City in December?+
A medium-weight jacket handles the 44°F morning lows along St. Andrews State Park's beach trails and the Gulf Coast Drive. Layer a light sweater or long-sleeve top underneath for the cooler mornings; by afternoon at 64°F, the jacket can come off. Light jeans and comfortable walking shoes or boots work well for the downtown area and the marina boardwalk. A water-resistant layer is practical for cold front days.
Is December a good time to visit Panama City?+
December is an excellent time to visit Panama City's natural assets without the summer crowds. St. Andrews State Park's beaches are largely empty, shell-hunting is exceptional in the calmer winter surf, and the Emerald Coast's characteristic clear turquoise water is at its most stunning in the winter light. Swimming in the Gulf is cold (around 65°F) but possible in a wetsuit. Restaurant and accommodation prices are significantly lower than the summer peak.
What shoes are best for Panama City in December?+
Comfortable walking shoes or ankle boots handle the downtown Panama City area and the marina boardwalk. For St. Andrews State Park's beach and trail system, water-resistant trail shoes or waterproof hiking shoes provide better traction on wet sand and the park's pine flatwood paths. A pair of sandals or water shoes is still worth packing for beach walks when the afternoon warms — the Gulf's sand is comfortable underfoot even in December.
How cool does it get in Panama City in December?+
Morning lows average 44°F, and cold front passages occasionally push temperatures into the upper 30s for a day or two. Daytime highs average 64°F, which warms quickly in the afternoon sun off the Gulf. The Panhandle's geography — exposed to both Gulf humidity and continental cold fronts from the north — means December weather is more variable than south Florida: pleasant warm stretches alternate with cool, cloudy front passages. About 8 days bring rain.
What should I pack for Panama City in December?+
Pack medium-weight layers: a jacket for mornings and evenings, light long-sleeve tops and jeans for daytime, and one warmer layer for cold front days when temperatures drop toward the low 40s. A water-resistant jacket handles the cold front rain. Comfortable walking shoes or ankle boots cover most of the urban and park terrain. Bring sandals for beach access on warmer afternoons, and sunscreen for the winter sun reflected off the Gulf's pale sand.
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