Will I be cold?
Will I be cold in Panama City in January?
Verdict
Maybe — Chilly at times.
Lows near 42°F — cool mornings and evenings, comfortable afternoons.
Day vs. night
Day
62°F
Comfortable
A T-shirt and a light overshirt is enough.
Night
42°F
Cold
Cold enough that a hat and gloves become mandatory.
Why
Panama City in January averages highs of 62°F, lows of 42°F, 9 rainy days.
Layering wins here. A packable puffer plus a base layer handles the cool end without overheating in the middle of the day.
See a full outfit plan for chilly evenings →
Panama City in January outfit ideas from ForecastStyle.
Nearby months
Packing pointers
Best shoes
Boots & insulated picks for Panama City in January →